Scotwest Newsletter - January 2025

Your monthly Scotwest Credit Union newsletter for the team at East Dunbartonshire Council – Please share this with your colleagues.

This newsletter can be supplied in different format, to request this please contact scraig@scotwest.co.uk

Last year, 4,520 Scotwest Members saved a record breaking £3.93m in Christmas savings!

Join them in saving for what we hope will be a Christmas to remember this year, spreading the cost of the festive season by saving throughout the year, making regular savings every week, fortnight or month.

Your savings will be paid out in November in plenty of time for Christmas shopping, festive treats and fun days and nights out.

By planning ahead, you could avoid facing hefty credit card bills in the New Year. If you’re interested, all you need to do is open an account and start saving. Your money will soon add up and each November we’ll automatically pay your savings into your chosen bank or building society account.

Unlike hamper schemes, your money is covered by the Financial Services Compensation Scheme (FSCS) and what’s more you may receive a dividend prior to pay-out each year.

Membership is free, easy to setup and you can save straight from your salary, to find out more about our Christmas savings account click here.

If you are an existing Scotwest Member you can open an account via online banking or give us a call on 0141 227 2390.

If you are new to Scotwest, you can join online any time here and select Christmas Savings Account from our list of savings accounts to open.

The financial well-being of our Members is important to us.

The financial well-being of Scotwest Members is our priority. If you are concerned about your ability to pay your mortgage or other Scotwest debt please get in touch with us straight away, either through online banking secure messaging or by calling 0141 227 2390 during office hours.

If you ever feel worried about debt, there are a variety of organisations that can help you. You can find them on the Scotwest website.

Online Banking - Helping to making things more convenient:

• Organise account withdrawals and transfers
• Submit saving account applications, loan and mortgage applications
• Join the Scotwest Lottery
• Set up payroll deduction or direct debit facilities
• Update personal details
• Check account balances, recent transactions and online statements.

Members who register for online banking are automatically opted out of receiving Annual Paper Statements. Any member wishing to opt back in can do so via the Personal Details section in Online Banking.

Mobile App - In what is a streamlined version of Online Banking, the Mobile App allows Members to:

• Check their balances and transactions
• View mini statements
• Transfer money
• Find out about the latest Scotwest

Members need to register for Online Banking before they can use the Mobile App. To find out more about our online banking and mobile app on the Scotwest website.

Congratulations to all the winners in the December Scotwest Lottery Draw! Especially our winner Mr M Sheridan who took away the £4,000 jackpot.

The December draw winners in full:

The Scotwest Lottery is exclusive to Scotwest members, and now pays out £9,500 in prizes every month with one lucky winner awarded a top prize of £4,000.

Entries cost just £1 each and up to 15 entries per month can be taken.

It’s easy to take part as payment for lottery entries are deducted from the savings in your Scotwest Saver Account prior to each monthly draw.

To find out more and join the Scotwest Lottery now, visit the Scotwest website.

*Winners can request that their win is not publicised.